The Journal of Ecogen (ECOGEN) (Online ISSN: 2654-8429) is a peer-reviewed scientific journal in the field of economic education. The journal is dedicated to contributing to the advancement of knowledge through high-quality research with both academic significance and real-world applications. ECOGEN publishes original research articles and review articles covering a wide range of topics, including economic education, economic development, accounting, and management. The journal aims to serve as a forum for researchers, educators, and practitioners to share innovative ideas, empirical findings, and critical perspectives related to economics and education. The Journal of Ecogen is published by Universitas Negeri Padang in collaboration with the Association of Accounting Educators (Asosiasi Profesi Pendidik Akuntansi – APRODIKSI). All submitted manuscripts undergo a rigorous double-blind peer-review process to ensure academic quality, originality, and relevance. Indexed by:
Understanding Learning Outcomes: The Predictive Roles of Academic Resilience and Student Engagement
This study examines the extent to which academic resilience and student engagement predict students’ learning outcomes in a vocational education context. Despite increasing attention to these factors, prior research has largely examined them separately and has focused more on general or higher education settings, leaving their combined role in vocational secondary education, particularly in developing countries, underexplored. Addressing this gap, this study adopts a quantitative approach with an explanatory design and was conducted at SMKN 1 Painan, West Sumatra, Indonesia. A total of 190 eleventh-grade students were selected from a population of 359 using proportional random sampling. Data were collected through structured questionnaires and school records and analyzed using multiple linear regression. The results indicate that academic resilience and student engagement significantly predict students’ learning outcomes, both individually and simultaneously, explaining 37.9% of the variance. This study offers a distinct contribution by examining persistence in facing academic challenges and active participation in learning within a single analytical framework in a vocational education context. These findings imply that strengthening students’ persistence and promoting active involvement through interactive and practice-oriented learning strategies are essential for improving academic performance.
The Effect of Content Marketing and Electronic Word of Mouth on Purchase Decisions with Customer Engagement as a Mediating Variable on the Blibli Platform
This study aims to analyze the effect of Content Marketing and Electronic Word of Mouth on Purchase Decisions, using Customer Engagement as a mediating variable. The type of research used is a quantitative method with a causal approach. The population in this study is the entire community in Padang City who have shopped on the Blibli Platform and consumers who have seen information content or offers displayed on the Blibli Platform, with an unknown population size. The sample size in this study was 100 respondents using purposive sampling. The research instrument was measured using a 1-5 Likert scale. Data analysis techniques included descriptive analysis, data verification, and data analysis using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4.0. Validity was assessed through convergent and discriminant validity, while reliability was measured using Alpha and Cronbach's Composite Reliability. The results of the study show that all direct and indirect hypotheses have a significant effect. These findings confirm that improving the quality of marketing content and positive e-WOM management, along with efforts to build sustainable consumer engagement, are effective strategies for increasing purchase decisions on the Blibli platform.
Content Marketing, Electronic Word of Mouth, Customer Engagement, Purchase Decisions, Blibli
Understanding Post-Purchase Regret through Fear of Missing Out: An S-O-R Perspective on Impulse Buying Behavior
This study aims to examine the effect of Fear of Missing Out (FoMO) on post-purchase regret with impulse buying as a mediating variable among Miniso consumers in Malang City. Drawing on the Stimulus–Organism–Response (SOR) framework, this research employs a quantitative explanatory design, collecting primary data from 150 respondents aged 17–35 years via an online questionnaire and analyzing them using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The results indicate that FoMO has a positive and significant effect on impulse buying and post-purchase regret. At the same time, impulse buying also significantly influences post-purchase regret and mediates the relationship between FoMO and post-purchase regret. These findings reinforce the role of FoMO as a key socio-emotional stimulus driving impulsive purchasing behavior and subsequent evaluative regret in modern retail contexts. Managerially, the study suggests that retailers such as Miniso should optimize promotional strategies by controlling excessive urgency cues (e.g., limited-time offers and scarcity appeals) and strengthening value-based communication to minimize consumer regret while sustaining long-term customer satisfaction and loyalty.
Fear of Missing Out (FoMO), Impulse Buying, Post-Purchase Regret, S-O-R Theory
The Impact of Green Human Resource Management on Employees’ Eco-Friendly Behavior: The Mediating Roles of Green Transformational Leadership and Green Perceived Organizational Support
This study examines the relationship between Green Human Resource Management (GHRM) and employees’ Eco-Friendly Behavior (EFB), with Green Transformational Leadership (GTFL) and Green Perceived Organizational Support (GPOS) serving as mediating variables. We adopted quantitative research design and surveyed employees in four- and five-star hotels using structured questionnaires. We collected 240 responses through purposive sampling; however, only 110 were valid and met the criteria for further analysis. We analyzed the data using Structural Equation Modeling (SEM) in SmartPLS. The findings reveal that GHRM practices have a positive and significant effect on GPOS and GTFL Furthermore, GTFL has a positive and significant effect on EFB, whereas GPOS does not. Additionally, GTFL has a positive and significant effect on GPOS. These results highlight the critical role of leadership in enhancing GHRM's effectiveness in promoting eco-friendly behavior among employees. This study contributes to the growing body of literature on sustainable human resource management and provides practical implications for the hospitality industry in fostering environmentally responsible behavior.
The Influence of Perceived Ease of Use, Benefits, and Financial Literacy on Digital Banking Adoption with Trust as a Mediating Variable
Despite the high digital engagement of the younger generation, a research gap exists regarding how psychological perceptions and financial knowledge interact to drive actual banking behavior in specific regional contexts. This study aims to analyze the effect of perceived ease of use, perceived usefulness, and financial literacy on digital banking usage, with trust as a mediating variable among Generation Z students in Malang. This research employs a quantitative approach with an associative research design. Data were gathered via a 5-point Likert-scale survey administered to 100 participants from five prominent universities in Malang. Analysis employed Partial Least Squares Structural Equation Modeling (PLS-SEM) through SmartPLS software. The results indicate that perceived ease of transaction, usefulness, and financial literacy have a positive and significant effect on digital banking adoption. Furthermore, these variables also have a considerably positive influence on trust. Trust is confirmed to have a substantial positive impact on digital banking usage and significantly mediates the relationship between perceived ease of transaction, perceived benefits, financial literacy, and use of digital banking. In summary, the results indicate that perceived ease of use, benefits, and financial literacy either directly or via mediating power of trust as key drivers in promoting digital banking uptake among Generation Z students.
perceived ease, perceived usefulness, financial literacy, trust, digital banking
The Effect of Work Pressure and Work Stress on Employees’ Turnover Intention: The Moderating Role of Perceived Organizational Support in Islamic Banking
This study examines the effects of work pressure and job stress on turnover intention, as well as the moderating role of Perceived Organizational Support (POS) among employees of an Islamic banking institution in Malang. Using a quantitative explanatory design, data were collected from 130 employees through a census sampling method and analyzed using PLS-SEM with SmartPLS 4. The results show that work pressure does not significantly affect turnover intention (t = 0.477; p = 0.634), while job stress has a positive and significant effect (t = 4.675; p < 0.001). POS significantly moderates the relationships between work pressure and turnover intention (t = 2.768; p = 0.006) and between job stress and turnover intention (t = 3.722; p < 0.001) by weakening their effects. The model explains 86.7% of the variance in turnover intention (R² = 0.867). These findings support the JD-R model and Social Exchange Theory by emphasizing the buffering role of organizational support and highlight the importance of strengthening organizational support to reduce employees’ turnover intention.
work pressure, job stress, turnover intention, perceived organizational support
The Influence of Entrepreneurial Orientation and Market Orientation on the Performance of SMEs in West Sumatra with Social Media Moderation
This study aims to examine the influence of entrepreneurial orientation and market orientation on the performance of Small and Medium Enterprises (SMEs) in West Sumatra during the transition period of the Covid-19 pandemic, as well as to analyze the moderating role of social media usage. This research employs a quantitative approach using survey data collected from 115 SME owners across four cities in West Sumatra. The data were analyzed using Structural Equation Modeling with Partial Least Square (SEM-PLS). The results indicate that entrepreneurial orientation has a positive and significant effect on SME performance, suggesting that innovativeness, proactiveness, and risk-taking behavior play a crucial role in improving business outcomes. Market orientation also shows a positive and significant influence on SME performance, highlighting the importance of customer focus, competitor awareness, and market intelligence in enhancing business performance. Furthermore, social media usage has a direct positive effect on SME performance; however, it does not significantly moderate the relationship between entrepreneurial orientation and SME performance, nor between market orientation and SME performance. These findings imply that although social media has the potential to support business activities, its utilization by SMEs in West Sumatra has not been strategically optimized to strengthen entrepreneurial and market orientations. Overall, SME performance during the post-pandemic transition period is predominantly driven by internal strategic orientations rather than the moderating role of social media.
Brand Trust as a Mediator Service Quality and Product Quality on Purchasing Decisions at Sejuta Jiwa Coffee Surabaya
The purpose of this study is to explore the impact of service and product quality on purchasing decisions, considering brand trust as a mediator among Kopi Sejuta Jiwa consumers in Surabaya. The approach used is quantitative with a population consisting of Kopi Sejuta Jiwa buyers in Surabaya. The research sample consisted a total of 100 respondents were chosen through accidental sampling. Data collection was conducted via questionnaires and subsequently analyzed using Structural Equation Modeling (SEM), including testing measurement models and structural models, and a bootstrapping process using SmartPLS 4.0 software. Based on the results of data analysis, this study found that good service makes consumers more likely to buy a product. Product quality also influences purchasing decisions. In addition, satisfactory service increases consumer trust in the brand. Brand trust significantly influences purchasing decisions and functions as a mediator in the relationship connecting service quality with purchasing behavior, while product quality does not significantly influence brand trust, and brand trust does not play a mediating role between product quality and purchasing decisions. The results of the study also indicate that product quality and service quality have a significant impact on brand trust and purchase decisions. The coefficient of determination (R²) indicates that the model explains 43% of the variation in brand trust and 69% of the variation in purchase decisions. These findings indicate that factors beyond brand trust influence purchasing decisions at Kopi Sejuta Jiwa Surabaya
Antecedents Of The Intention To Use Chatgpt As A Tool For Shopping Information Search In Indonesia
Abstract: The popularity of artificial intelligence (AI) technology has driven the creation of new strategies in online shopping, combining technological interaction and commercial transactions through the use of virtual assistants like ChatGPT. Although this technology is still in the exploration phase among consumers, several studies have attempted to uncover the factors influencing consumers' intention to use ChatGPT for product information search, such as performance expectancy, effort expectancy, facilitating conditions, hedonic motivation, habit, AI self-efficacy, perceived satisfaction, and social influence. However, findings remain inconsistent. This study aims to address this gap by analyzing the determinants of consumers’ intention to use ChatGPT as a source of shopping information. A total of 269 active ChatGPT users participated, and the data were analyzed using SPSS and PLS-SEM via SmartPLS. The results show that performance expectancy, effort expectancy, facilitating conditions, hedonic motivation, habit, AI self-efficacy, and perceived satisfaction positively and significantly influence intention to use ChatGPT. Conversely, social influence shows no significant effect. This study contributes to marketing literature on AI usage in e-commerce and offers practical insights for marketing managers to design strategies that optimize ChatGPT to enhance consumer experience and promote AI adoption in the Indonesian market.
Apakah Risiko Perusahaan dapat Memediasi Hubungan antara Pengungkapan CSR dan Asimetri Informasi? Studi Empiris di Indonesia
This study examines the effect of corporate social responsibility (CSR) disclosure on information asymmetry in the Indonesian capital market, with firm risk as a mediating variable in a green finance setting. CSR disclosure is viewed as a strategic transparency instrument that can reduce uncertainty about firms’ environmental, social, and governance practices and, therefore, lower information asymmetry between managers and outside investors. Using a sample of listed firms in Indonesia, CSR disclosure is measured through a content analysis–based index, while information asymmetry is proxied by relative bid–ask spread. Firm risk is captured by stock return volatility. The empirical model uses regression and mediation analysis, with the help of the Smart PLS program. Based on the analysis results, it was found that CSR disclosure was proven to play a significant role in reducing information asymmetry in the Indonesian capital market, thus confirming the relevance of CSR disclosure as a mechanism for transparency and strengthening the quality of the information environment within the framework of green finance. However, CSR disclosure does not have a significant effect on corporate risk, and corporate risk also does not have a significant effect on information asymmetry, so empirically, the risk variable is unable to mediate the relationship between CSR disclosure and information asymmetry.
The Influence of Spiritual Intelligence, Financial Knowledge, and Self-Control on Financial Behavior with Self-Efficacy Moderation on Students of Ma'had Sunan Ampel Al-'Aly
Research examining the influence of spiritual intelligence, financial knowledge, and self-control on financial behavior, with self-efficacy as a moderating variable, in the context of Islamic boarding school students (mahasantri) remains limited, as most previous studies have focused on general university students. Therefore, this study aims to analyze the relationship between spiritual intelligence, financial knowledge, and self-control and the financial behavior of students at Ma'had Sunan Ampel Al-'Aly UIN Malang, as well as to examine the moderating role of self-efficacy. This study employs a quantitative approach using PLS-SEM and involves 98 respondents selected through the Slovin formula. The results indicate that spiritual intelligence and financial knowledge have a positive and significant effect on financial behavior, while self-control does not have a significant effect. The findings also reveal that self-efficacy moderates the relationship between spiritual intelligence and financial knowledge and financial behavior, but does not moderate the relationship between self-control and financial behavior. The structural model explains 85% of the variance in financial behaviour (R² = 0.850). These findings contribute to the development of behavioral finance literature by highlighting the role of spiritual, cognitive, and psychological factors in shaping the financial behavior of Islamic boarding school students and underscore the importance of strengthening these factors to promote responsible financial behavior within Islamic educational environments.
Spiritual Intelligence, Financial Knowledge, Financial Behavior, Self Efficacy
Pengaruh Islamic Intellectual Capital dan Zakat Funds terhadap Nilai Perusahaan Bank Syariah di Indonesia
This research objectives to examine the influence of Islamic intellectual capital and zakat funds on the firm value of Islamic banks in Indonesia. Using a quantitative approach with panel data of 16 Islamic banks listed on the Indonesia Stock Exchange during the 2020–2024 period (80 observations), the analysis was conducted through panel data regression with model selection using the Chow and Hausman tests. The results showed that the best model was the Fixed Effect Model. Empirical findings reveal that Islamic intellectual capital has a positive and significant effect on firm value, in line with the Resource-Based View perspective which emphasizes the importance of human capital, structural capital, and relational capital in creating competitive advantage. Zakat funds are also proven to have a significant positive effect on firm value, supporting the principle of Sharia Enterprise Theory that zakat accountability reflects the fulfillment of the principles of welfare, death, and benefit (maslahah) which are the basis for the operations of Islamic financial institutions. Simultaneously, both variables contribute 54.10% to the variation in firm value. These findings confirm that strengthening Sharia-based intellectual capacity and transparent zakat management play a role in increasing firm value and the competitiveness of Islamic banks. This research provides an important influence for Islamic bank management and regulators in developing policies to increase the value and sustainability of Islamic financial institutions.
Pengaruh Kontrol Diri dan Lingkungan Sosial Terhadap Perilaku Pengelolaan Keuangan Pada Mahasiswa Universitas Negeri Padang
This study aims to find out how self-control and the social environment affect how people manage their money of students at Universitas Negeri Padang (UNP). The study used a quantitative, causal, associative approach. The population used in this study was 63,752 active UNP students. The study used a method called cluster sampling, and the total number of participants was 199. Data collection used a questionnaire via Google Forms with a Likert scale. All instruments used have passed validity and reliability tests. The data analysis technique in this study employed descriptive and inductive analysis. The study used a method called multiple linear regression for analysis, which passed the prerequisite tests of normality, heteroscedasticity, and multicollinearity using SPSS Version 31.00. The researchers used f-tests, t-tests, and the coefficient of determination to check their ideas. The findings show that 1) having self-control helps students manage their money better; 2) the social environment also helps students manage their money better; and 3) both self-control and the social environment together have a strong influence on how students handle their finances.
self-control, social environment, financial management behavior, students.
Synergistic Effects of Management Turnover and Financial Distress: An Investigation of Auditor Switching Moderation on Company Value
This study addresses the research problem of fluctuating company value in the manufacturing sector amidst the post-pandemic recovery, specifically examining whether internal governance shifts and financial pressures influence investor perception. The research objective is to analyze the impact of management turnover and financial distress on company value, with auditor switching as a moderating variable. Using a purposive sampling method, 32 manufacturing companies listed on the Indonesia Stock Exchange were selected, resulting in 160 observations over the 2020-2024 period. The analytical method employed was panel data regression using the Random Effect Model (REM), preceded by Chow, Hausman, and classical assumption tests. The key empirical results indicate that management turnover has no significant effect on company value. Conversely, financial distress and auditor switching exhibit a significant positive impact independently. These findings suggest that the market interprets distress as a "turnaround signal," where successful recovery triggers a significant upward price correction. However, auditor switching fails to moderate the relationship between the independent variables and company value. The research contribution lies in reinforcing Signalling Theory by demonstrating that transparency mechanisms and proactive crisis management are more valued by investors than leadership rotation. Practically, management is advised to prioritize operational recovery and strategic audit transparency to restore market confidence.
The Effect of Work Atmosphere and Job Training on Employee Retention: A Test of Multigroup Moderated Mediation Effect
This research evaluates how the work atmosphere and job training influence employee retention in the restaurant sector in Malang City, with job satisfaction as a mediator and intrinsic motivation as a moderator. Adopting a quantitative explanatory design, the study employs the SEM-PLS analysis technique via SmartPLS 4. Primary data were gathered through questionnaires distributed to 149 employees chosen using a proportional stratified random sampling method. The findings indicate that the work atmosphere does not significantly affect employee retention, whereas job training does. Furthermore, job satisfaction serves as a mediator linking both work atmosphere and training to employee retention. Conversely, intrinsic motivation did not moderate the relationship between training and retention. Consequently, the study highlights the need to foster a supportive work environment, implement practical training, and boost job satisfaction to enhance staff retention in the restaurant service industry.
The Effect of Team Games Tournament (TGT) Learning Model Using Genially Snakes and Ladders on Students’ Economics Achievement
This research investigates the impact of the Team Games Tournament (TGT) cooperative model—integrated with a Genially-based snakes and ladders game—on students’ achievement in economics. Employing a quasi-experimental approach with a nonequivalent control group and purposive sampling, data were gathered through tests. Findings reveal that the TGT model supported by the educational game significantly enhances students’ performance in economics at SMAN 2 Lubuk Basung.
TGT (team games tournament), snake and ladders game, learning achievement
The Intention As a Mediating Variable On Financial Management Behavior
This study focuses on the variables of Islamic financial literacy, financial self-efficacy, and perceived ease of use that influence financial management behavior among Generation Z Paylater users in Tulungagung Regency, mediated by intention. This study presents a new innovation to discuss financial literascy, juxtaposed with Islamic principles in the implementation of Paylater and this idea is based on the Theory of Planned Behavior as its core theoretical foundation. In this study, there were 125 Generation Z respondents who were Paylater users residing in Tulungagung Regency. Questionnaire responses were analyzed utilizing the Structural Equation Modeling–Partial Least Squares (SEM-PLS) approach through the SmartPLS software. The findings indicate a connection between Islamic financial literacy and financial self-efficacy facilitated by an intermediary process and both positively influence intentions and financial management behaviors. Conversely, perceived ease of use shows no meaningful mediating effect and is associated with a negative relationship toward intention and financial management behavior.
islamic financial literacy, financial self-efficacy, perceived ease of use, financial management behavior, intention
Pengaruh Self-Efficacy, Persepsi Profesi Guru, dan Dukungan Keluarga Terhadap Minat Menjadi Guru
This research aims to examine the extent to which self-efficacy, perceptions of the teaching profession, and family support affect the interest of Padang State University students in pursuing a career as teachers. Using a causal associative research design, this study designates students of Padang State University as its population. From a total of 1,263 students, a sample consisting of 304 people was selected through Proportional Random Sampling. Primary data collected by giving a structured questionnaire to respondents. Data analysis was performed with multiple linear regression. This study indicate that (1)Self-efficacy, Perception of the teaching profession, and Family support simultaneously influence the interest in becoming a teacher of Padang State University students, (2) Self-efficacy significantly and positively influences the interest in becoming a teacher of Padang State University students, (3) Perception of the teaching profession has a significant and positive effect on the interest in becoming a teacher of Padang State University students, (4) Family support has no significant on the interest in becoming a teacher among Padang State University students.
Analisis Implementasi Projek Lintas Mata Pelajaran melalui Program P5 dalam Membangun Karakter di Madrasah Aliyah
This study aims to evaluate the implementation of the Projek Penguatan Profil Pelajar Pancasila (P5) through cross-subject projects in building students’ character at MAN 3 Tanah Datar. The research employed a quantitative descriptive approach. The population comprised all teachers and students directly involved in P5 implementation. A total sampling technique was applied to teachers, while purposive sampling was used for students, resulting in 100 student respondents actively participating in P5 activities. Data were collected using a structured questionnaire with a five-point Likert scale to capture respondents’ perceptions of planning, implementation, evaluation, and outcomes of P5. Data analysis was conducted using descriptive statistical techniques. The findings indicate that P5 implementation at MAN 3 Tanah Datar has been generally well-executed across planning, implementation, and evaluation stages. P5 contributes positively to strengthening students’ independence, critical thinking, creativity, collaboration, and internalization of Pancasila values. However, variations in perceptions regarding the development of a positive school culture suggest the need for more consistent and sustainable implementation. Overall, the study highlights the potential of cross-subject P5 as an effective pedagogical approach for holistic character development and recommends strengthening stakeholder collaboration and continuity strategies for future practice.
Interdisciplinary Project , P5, Evaluation.
Pengaruh Kesiapan Ekosistem Inovasi terhadap Kemampuan Pemasaran Digital melalui Transformasi Digital dan Adopsi Pemasaran Digital sebagai Variabel Mediasi pada UMKM di Kota Padang
The purpose of this study is to determine the role of digital marketing competency in facilitating innovation ecosystem readiness among MSMEs in Padang City, and how digital transformation and the adoption of digital marketing strategies mediate this relationship. The methodology chosen by the authors is aptly described as a descriptive causal study. Micro, small, and medium enterprises (MSMEs) in Padang City that utilize digital marketing strategies constitute the population of this study. In 2024, the researchers conducted this study. The sample for this study consisted of 324 people. We used Google Forms to disseminate an online poll that collected data. Data analysis was conducted using SmartPLS. Among the many conclusions drawn from the research data are the following: (1) innovation ecosystem readiness has a positive and significant impact on digital transformation; (2) innovation ecosystem readiness has a positive and significant effect on digital marketing adoption; (3) innovation ecosystem readiness has a positive and significant effect on digital marketing capability; (4) digital transformation has a positive and significant effect on digital marketing adoption; (5) digital transformation has a positive and significant effect on digital marketing capability; (6) digital marketing adoption has a positive and significant effect on digital marketing capability; and (7) innovation ecosystem readiness positively and significant influences digital marketing capability through digital transformation and digital marketing adoption as mediating variables. MSMEs in Padang City must improve their search engine optimization skills to maintain competitiveness and consistently rank high on search engines.
Kemampuan Pemasaran Digital, Kesiapan Ekosistem Inovasi, Transformasi Digital, Adopsi Pemasaran Digital
Nilai Tradisi sebagai Strategi: Kepemimpinan Minangkabau Universal dalam Dinamika Bisnis Keluarga
This study aims to analyze the role of Universal Minangkabau Leadership values ​​and their relevance in managing family businesses in West Sumatra, and to analyze the influence of Universal Minangkabau Leadership on employee performance. The data source for this study is primary data, namely questionnaires. The population in this study was all family businesses in West Sumatra, spread across 19 regencies/cities in West Sumatra. The sampling technique used purposive sampling based on the criteria of 1) being a family business, 2) having a business age of more than 3 years, and 3) having more than 5 employees. This resulted in a total sample of 240 family businesses. Data processing in this study was conducted using descriptive analysis techniques and multiple regression analysis. The results found that 1) the implementation of the four values ​​of Universal Minangkabau Leadership custom, religiosity, intellectuality, and transformational—by leaders was generally perceived positively by respondents and was deemed relevant in supporting the strategy and success of family business management in West Sumatra. 2) Traditional leadership, reflected through the application of the values ​​of custom-based leadership, religion-based leadership, and knowledge-based leadership, contributed significantly to improving employee performance. and 3) modern leadership reflected through transformational leadership has an influence on the performance of family business employees in West Sumatra.
Employee Performance, Minangkabau Traditional Leadership, Transformational Leadership, Business Performance
Transformasi Identitas Diri dalam Proses Menjadi Wirausahawan: Studi Fenomenologi pada Mahasiswa
Entrepreneurial identity has become a key concept in entrepreneurship literature. Previous research has focused more on quantitative dimensions, such as external factors influencing entrepreneurial intentions. A research gap arises in how the process of self-identity transformation occurs subjectively. This study aims to explore in-depth the experiences of college students in developing an entrepreneurial identity. This study used a qualitative approach with an interpretive phenomenological method, as it is considered the most appropriate method for exploring the lived experiences of participants in depth. The research subjects were students from various study programs who were active in campus entrepreneurial activities and independent businesses. Data were collected through in-depth semi-structured interviews and participant observation, allowing researchers to understand the participants' personal narratives. The research instruments consisted of interview guides and field notes, while the data analysis technique used the Interpretative Phenomenological Analysis method to identify key themes related to entrepreneurial identity transformation. The results show that students' self-identity transformation progresses through three main phases: the search for the meaning of entrepreneurship, the negotiation of identity with the social environment, and the internalization of entrepreneurial values. Key supporting factors include peer communities, entrepreneurial mentors, and business experience, while barriers arise from self-doubt, academic pressure, and limited resources. These findings confirm that entrepreneurial identity is not a static entity, but rather a dynamic construct that continually evolves through social interactions and personal experiences. This research contributes to the enrichment of entrepreneurial identity theory by adding a phenomenological perspective on the process of self-identity transformation in college students.
Determinants of Behavioral Intention to Use Peer-to-Peer Lending among MSMEs: An Extended UTAUT2 Model Evidence from East Java, Indonesia
This study aims to analyze the influence of performance expectations, effort expectations, social influence, facilitating conditions, hedonic motivation, price value, habits, and experience on behavioral intention and usage behavior. This study is quantitative research, with a sample of 190 respondents from MSMEs in Malang City, Malang Regency, and Batu City. Using snowball sampling technique, the researcher processed the data with quantitative data analysis technique using a Partial Least Square (PLS) based structural equation model. The results showed that performance expectations had a positive and significant effect on behavioral intention. Social influence has a positive and significant effect on behavioral intention. Facilitating conditions have no effect and are not significant on behavioral intention. Facilitating conditions have no effect on usage behavior. Behavioral intention has a positive and significant effect on usage behavior. Hedonic motivation has a positive and significant effect on behavioral intention. Price value has no effect and is not significant on behavioral intention. Habit has a positive and significant effect on behavioral intention. Experience cannot mediate the relationship between facilitating conditions and behavioral intention. These findings indicate that perceived benefits and behavioral factors play a more prominent role in shaping MSME adoption of P2P lending than operational or infrastructure considerations. This study provides empirical insights for platform providers and policymakers in promoting sustainable access to digital financing for MSMEs.
Behavioral Intention, Peer-to-Peer Lending, Model UTAUT 2, UMKM
Does Firm Size Strengthen the Link between Financial Performance and Profit Growth? Evidence from Indonesia Islamic Bank
This study aims to analyze the impact of Total Asset Turnover, Return on Asset, and Debt to Equity Ratio on profit growth in Islamic Commercial Banks. This study also examines how firm size acts as a moderator between financial performance and profit growth. A total of 14 Islamic Commercial Banks constitute the research population. The research sample consisted of 10 Islamic Commercial Banks in Indonesia selected through purposive sampling. The data used are secondary data obtained from the annual financial reports from 2019 to 2024 on the respective websites of each Islamic Commercial Bank in Indonesia. In this study, was used to analyze panel data and conduct the Moderated Regression Analysis (MRA) test. Based on the research findings, profit growth is influenced by Total Asset Turnover (TAT). Meanwhile, Return on Asset (ROA) and Debt to Equity Ratio (DER) do not affect profit growth. The impact of TAT and ROA on profit growth can be moderated by firm size, whereas firm size cannot moderate the relationship between DER and profit growth
Implementing a Marketing Program to Improve Product Knowledge Based on Stimulus–Organism–Response (S-O-R) in the Telecommunications Industry
This study aims to analyze the application of marketing strategies based on the Stimulus–Organism–Response (S-O-R) theory in increasing product knowledge and customer purchasing interest in the telecommunications industry. The research method is a descriptive qualitative approach, incorporating in-depth interviews with account managers and schools as potential customers. The results show that a marketing strategy through a consultative personal selling approach effectively provides comprehensive product education, builds customer trust, and strengthens long-term business relationships. Factors of trust in the manufacturer, information quality, and account manager services have been proven to influence increased product understanding and customer purchasing interest. In addition, partnership programs between educational and industrial actors have also expanded the company's customer reach and strengthened its image as a provider of education-based digital solutions. However, increased advertising creativity and promotional activities are still needed to increase brand awareness of the product. This study confirms that integrating marketing strategies based on the S-O-R theory and increased product knowledge can foster customer loyalty and enhance the company's competitive position in the dynamic telecommunications industry.
Analisis Pengaruh Fasilitas KITE dan Kepemilikan Kas Terhadap Kinerja Keuangan Perusahaan Dengan Ekspor Sebagai Pemediasi
The government supports the manufacturing industry through the “Import Facility for Export Purpose” (KITE) stimulus, aiming to alleviate financial constraints on businesses. Despite this, data from Statistics Indonesia (BPS) indicates a continuous decline in the manufacturing sector’s contribution to total GDP since 2010. Furthermore, two KITE-recipient companies listed on the Indonesia Stock Exchange (IDX) consistently reported losses from 2019 to 2023. This study examines the direct and indirect effects of the KITE facility and cash holdings on financial performance, using export value as a mediating variable. The study employed panel data regression with the Feasible Generalized Least Squares (FGLS) model and path analysis. It utilized quarterly panel data from 2021 to 2024, involving 11 KITE companies listed on the IDX. The results show that, directly, cash holdings and export value have a proven positive effect on financial performance. However, the KITE facility does not demonstrate a positive direct effect. Path analysis confirms that both the KITE facility and cash holdings have a positive indirect effect on financial performance through export value. This research implies that the effectiveness of the KITE facility requires continuous evaluation, and special attention should be given to cash holdings to help improve industrial performance.
Import Facility for Export Purpose (KITE)
Pengaruh Literasi Keuangan dan Persepsi Risiko Terhadap Preferensi Investasi Mahasiswa
This study analyzes the effects of financial literacy and risk perception on the investment preferences of students at the Faculty of Economics and Business, Universitas Negeri Padang. The research used a quantitative approach with a causal design. The samples of this study was 350 respondents, selected from active undergraduate students in the 2021-2024 academic years that choosed by using Slovin formula formula and purposive sampling technique. Data were analyzed using the SEM – PLS method via smartPLS 4.0. The results show that financial literacy has a positive but insignificant effect on investment preferences, while it has a positive and significant effect on risk percepcion. Risk perception also has a positive significant effect on investment preferences and significantly mediates the relationship between financial literacy and investment preferences. These findings suggest that risk perception plays a key role in connecting financial literacy with students’ investment preferences. The study implies the importance of improving financial literacy and understanding of risk to encourage accurate and rational investment decision-making.
Transformasi Kemampuan Problem Solving Mahasiswa dengan Model Experiential Learning berbasis Digital Litercy pada Pembelajaran Kewirausahaan
This study objectives to apply the Digital Literacy-based Experiential Learning Model (EL-DL) in an effort to transform students' problem-solving skills. The research used an experimental method with a pretest-posttest control group design. The experimental class consisted of 32 students who received experiential learning-based treatment with the integration of digital literacy, while the control class consisted of 30 students who received conventional entrepreneurship learning. The research instrument was a problem-solving ability test administered before (pretest) and after (posttest) the treatment in both groups. Before use, the test instruments underwent validity, reliability, difficulty level, and discrimination tests to ensure the quality of the questions. The data obtained was analyzed by calculating the gain score to determine the increase in students' problem-solving skills, followed by a t-test to compare the learning outcomes between the experimental class and the control class. The results of this study indicate that the application of the Digital Literacy-based Experiential Learning Model (EL-DL) has a significant positive impact on students' problem-solving skills compared to conventional methods. Based on these findings, universities are advised to integrate EL-DL more systematically. Students also need to be encouraged to improve their digital literacy so that they can be more independent in searching for, evaluating, and processing information as a means of strengthening their problem-solving skills
Pengaruh Product Quality dan Customer Experience Terhadap Repurchase Intention Pada Produk Skincare Ms Glow Dengan Customer Satisfaction Sebagai Variabel Intervening
This research aimed to examine the effect of product quality and customer experience on the repurchase intention of Ms Glow skincare products, with customer satisfaction serving as a mediating variable (Case Study on Universitas Negeri Padang Students). This study employs a causative research design. The population consists of students from Universitas Negeri Padang who have previously purchased Ms Glow skincare products. A total of 100 respondents were selected using the Chocran formula. The sampling method applied is purposive sampling. The data collected is primary data based on specific predetermined criteria. The data analysis was conducted use Structural Equation Modeling (SEM) with the help of Smart PLS version 4.0. The findings show that: 1) Product Quality has a positively and significantly influence on Repurchase Intention, 2) Customer Experience positively and significantly affects Repurchase Intention, 3) Product Quality positively and significantly affects Customer Satisfaction, 4) Customer Experience has a positive and significant impact on Customer Satisfaction, 5) Customer Satisfaction positively and significantly influence Repurchase intention, 6) Product Quality affects Repurchase Intention positively and significantly through Customer Satisfaction as a mediating variable, and 7) Customer Experience positively and significantly affects Repurchase Intention through Customer Satisfaction as a mediating variable.
Pengaruh Persepsi Resiko dan Persepsi Kemudahan Penggunaan Terhadap Minat Beli Online di E-Commerce Lazada Dengan Kepercayaan Konsumen Sebagai Variabel Intervening
This study aimed to understand the impact of perceived risk and ease of use on purchase intention, as well as to evaluate consumer confidence as an intervening variable. The population in this study, which is causal, are students at Universitas Negeri Padang who have used the Lazada e-commerce platform (not necessarily made purchases). Using the Cochran formula and purposive sampling method, the number of samples is calculated to be as high as 100. The information utilized is a kind of primary data collected via questionnaires. Using SmartPLS 4. 0 software, SEM analysis is the technique used in the study. The study's findings show that: 1) risk perception has no bearing on purchase intent; 2) perceived ease of use has little bearing on purchase intent; 3) risk perception has little bearing on trust; 4)has a major influence on the perceived simplicity of use consumer trust; 5) consumer trust has a significant impact on purchase intention; 6)the link between risk perception and purchase intention cannot be mediated by consumer trust; and 7) The connection between perceived ease of use and purchase intent is mediated by consumer trust.