The Influence of Spiritual Intelligence, Financial Knowledge, and Self-Control on Financial Behavior with Self-Efficacy Moderation on Students of Ma’had Sunan Ampel Al-’Aly. Ecogen [Internet]. 2026 Mar. 31 [cited 2026 Apr. 19];9(1):177-95. Available from: https://pek.ppj.unp.ac.id/index.php/ecogen/article/view/47