Peer Influence as a Mediator of Present Bias and Self-Control on Risk Credit Behavior. Jurnal Ecogen, [S. l.], v. 9, n. 2, p. 431–442, 2026. DOI: 10.24036/ecogen.v9.i2.98. Disponível em: https://pek.ppj.unp.ac.id/index.php/ecogen/article/view/98. Acesso em: 19 jun. 2026.